Fees
What consultations typically cost
Pricing below is informational. We confirm a written fee before fact-finding or modelling begins. No payments are taken through this website.
Retirement Income Planning
Full fact-find, cash-flow sketch, suitability report, and a follow-up call within 90 days. Fee rises with the number of pension schemes and tax wrappers.
From £1,450 fixed engagement
Investment Portfolio Review
Second opinion on risk, costs, and diversification across existing ISAs and accounts. Multi-account portfolios quoted after a short scoping call.
From £650
Mortgage & Protection Advice
Whole-of-market mortgage search and protection sized to your commitments. Mortgage advice is often fee-free to you where lender commission applies; we disclose the arrangement before you proceed.
Case-by-case disclosure
Inheritance Tax & Estate Planning Guidance
Options note, gifting timeline, and solicitor introductions where wills or trusts are required. Complex estates receive a scoped quote.
From £850
What changes the estimate
- Number of pension schemes and overseas elements
- Whether safeguarded benefits require transfer analysis
- Joint households with differing tax bands
- Urgency of a mortgage completion date
Deposits and timing
For fixed-fee engagements we may request a booking deposit to reserve diary time. The balance is due when the written report is delivered. See our refund policy for cancellations and work already started.